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 For Further Information Contact:

Howard M Haberman, President
Howard M Haberman Associates, Inc.
855 La Playa, Suite 261, San Francisco, CA 94121-3251
Tel: 415-666-0597
FAX: 415-449-3468
e-mail:
URL: [http://www.hmhus.com]

Copyright 1997-99 Howard M Haberman Associates, Inc. All rights reserved.
Revised: February 28, 2004.